Most physicians optimize for the highest possible income. This calculator asks a different question: what's the minimum you actually need to live the life you want — and how many days of locum work does that take?
Your Monthly Expenses
Be honest — this is your number, not anyone else's
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Using conservative agency baseline rates. Net income estimated at ~67% of gross after taxes.
Your Number
Monthly Number
$6,200
Annual Number
$74,400
Days of Locum Work
6
per month to hit your number
Days That Are Yours
24
to live your actual life
Your Month
Your Days
6 work days24 free days
How the math works
Daily gross (150/hr × 12hr shift)$1,800
Est. net daily (after ~33% taxes)$1,206
Days needed for $6,200/mo6 days
"Most physicians hit their number in 12-16 locum days per month. The rest of the month is yours. That's the math of locum freedom."
— Logan Gordon, Locum Tenens Recruiter · CompHealth